Been in a similar spot last spring, ended up selling a chunk and regretted it two months later. So yeah, borrowing makes more sense in your case. Right now I’m watching XQ, they’re building a crypto backed line of credit where you lock ETH and draw USDC on Base. What caught my eye is 0% interest if you repay within 14 days, and no interest on the part you don’t use. Wallet only, no KYC. The catch is it’s not live yet, just a waitlist, so for a bill due this month it may be too early. On liquidation: their calculator wanted a bit over 6 ETH for 10k USDC, so with 9 ETH you’d have some buffer, but I’d still borrow less than the max and keep some ETH aside.